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OUR KNOWLEDGE AND INNOVATION WORKING FOR YOU
You've heard the saying, "Knowledge is the key to success"? In these challenging economic times, it's even more important to have the right knowledge to ensure financial success. At Charter Oak Bank, we offer the absolute best combination of old fashioned, tried and true banking practices, along with the keen understanding of the latest technological advances that make personal and business banking more efficient and effective.
On the former, we pride ourselves on having our collective feet on the ground in terms of the way we conduct business. While not very exciting, we come from the old school where success is viewed in terms of steady growth for our bank and our customers financial well being. Our staff has over 350 years of banking experience, specifically in the Napa Valley. Many of our senior employees have two and three decades of banking in the Napa Valley, which translates into an unparalleled knowledge of which business practices work, and often more importantly, which do not work in our community. With this wealth of local knowledge, our staff can guide both your business and personal finances in the right direction.
Our knowledge also extends to our expertise on providing the best and most secure technology to our customers. At Charter Oak Bank, we offer our customers an appropriate, smart and useful suite of online banking services. From checking balances to making transfers, paying bills, remote deposit and other account management tools - we've made it easy to use, secure and reliable. You can even help the planet by receiving your next day bank statements electronically. Plus, if you're not an existing customer, transferring is simple. Our technology is among the most safe and advanced in the industry, making the transfer of accounts, bankcards, and loans seamless.
Being a local community bank means more now than ever before. At Charter Oak Bank, we firmly believe in investing in the community, and that banking locally strengthens the community. Over the years we have enabled a well-known restaurateur to build an exciting new restaurant and resort hotel, supported a respected medical office, enabled a local artist to fund his vision of an expanded arts facility, facilitated the seasonal financial needs of vineyard owners, helped bed & breakfast owners meet their five-year plan, and encouraged new product development. We even offered our loan customers the option of skipping a payment last December, which put far more money at their disposal than what was provided in the government’s economic stimulus package. In addition, we always strive to work with local partners when we are looking for assistance -- that's just smart business. In this day and age, it is even more important to support and strengthen your local economy by working with your friends, neighbors and associates. We're constantly looking at innovative solutions to meet the needs of our customers, and then applying our knowledge of Napa Valley business to find the right banking solution for you. Most importantly, our local decision authority not only supports tailored products for our customers, but our responsiveness is first class.
At the end of the day, we understand how challenging it is to run a business or secure your family's financial future. At Charter Oak Bank, our local knowledge, welcoming, personalized service and our ability to find smart, creative and technically savvy solutions to your financial needs can be key ingredients in your success.
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