Interest Rate Sheet -
Rates effective as of August 23,2010
Business & Consumer Accounts - Printable Version
|
Certificates of Deposit 1 |
Current
Interest
Rate |
Annual
Percentage
Yield |
Current
Jumbo 2
Interest
Rate |
Annual
Percentage
Yield |
|
7 days to 89 days |
0.50% |
0.50% |
0.55% |
0.55% |
|
3 months (90 - 179 days) |
0.75% |
0.75% |
0.80% |
0.80% |
|
6 months (180 - 364 days) |
1.18% |
1.19% |
1.20% |
1.21% |
|
1 year (12 to 23 months) |
1.43% |
1.44% |
1.45% |
1.46% |
|
2 years and over |
1.82% |
1.84% |
1.84% |
1.86% |
|
|
|
|
|
|
|
Interest Checking Accounts 3 |
0.15% |
0.15% |
|
|
|
|
|
|
|
|
|
Savings |
0.20% |
0.20% |
|
|
|
|
|
|
|
|
|
Money Market |
|
|
|
|
|
Below $2,500 |
0.00% |
|
|
|
|
$2,500 and up |
0.20% |
0.20% |
|
|
|
$25,000 and up |
0.25% |
0.25% |
|
|
|
$50,000 and up |
0.30% |
0.30% |
|
|
|
$100,000 and up |
0.30% |
0.30% |
|
|
|
|
|
|
|
|
|
Golden Oak Money Market 4 |
|
|
|
|
|
Below $2,500 |
0.00% |
|
|
|
|
$2,500 and up |
0.20% |
0.20% |
|
|
|
$25,000 and up |
0.25% |
0.25% |
|
|
|
$50,000 and up |
0.50% |
0.50% |
|
|
|
$100,000 and up |
0.50% |
0.50% |
|
|
Consumer Accounts
|
Tiered Checking5 |
Current
Interest
Rate |
Annual
Percentage
Yield |
Current
Jumbo 2
Interest
Rate |
Annual
Percentage
Yield |
|
$0.00 and up |
0.20% |
0.20% |
|
|
|
$10,000 and up |
0.40% |
0.40% |
|
|
|
$30,000 and up |
0.45% |
0.45% |
|
|
|
$50,000 and up |
0.50% |
0.50% |
|
|
|
$100,000 and up |
0.50% |
0.50% |
|
|
|
|
|
|
|
|
|
Green Checking Fund 3 |
0.85% |
0.85% |
|
|
|
|
|
|
|
|
|
Rates subject to change without notice.
Fees could reduce earnings on accounts.
Certificates of Deposit subject to early withdrawal penalties.
See Deposit Account Agreement for account restrictions |
MEMBER
FDIC |
1 $1,000 Minimum Deposit for all terms.
2 Jumbo certificates are for $100,000 or more.
3 Account not available for businesses other than sole proprietorships, Non-profits and IOLTA
4 (1)$50,000 minimum opening deposit. Deposits over $500,000 subject to Bank approval. (2) Must open and maintain a checking account with a $1,000 minimum balance.
5 $10,000 minimum opening deposit.
6 If certain account requirements are not met, the annual percentage yield is 0.15%.
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