PERSONAL BANKING



Personal Banking – Deposit Accounts


All Deposit Accounts offer complimentary COB MOBILE, Online Banking, Bill Pay,
E-statements
and ATM cash withdrawals worldwide

REGULAR CHECKING
  • Flexible and convenient with unlimited check writing
  • Free direct deposit
  • Free access to bank personnel
  TIERED CHECKING
  • Our Tiered Checking account maximizes your interest-earning potential
  • Earn money market rates with unlimited check writing privileges
  • $25,000 free identity theft expense reimbursement insurance

INTEREST CHECKING

  • Flexible and convenient with unlimited check writing
  • Competitive interest rates
  • Free access to bank personnel

GREEN FUND CHECKING

  • Our ecologically friendly account
  • Earn competitive interest rates
  • Deposits used to support environmentally sensitive products

SENIOR INTEREST CHECKING 

  • A special program for customers 50 years or older
  • Flexible and convenient with unlimited check writing
  • Free Charter Oak Bank logo checks

PERSONAL SAVINGS

  • A great starter account and flexible savings program
  • Earn competitive interest rates
  • Ideal for establishing child, household, holiday or travel accounts

MONEY MARKET 

  • Higher earnings while maintaining flexibility
  • Tiered interest rate based on balances
  • Interest compounded daily

CERTIFICATES OF DEPOSIT

  • Our certificates of deposits have a $1,000 minimum opening deposit
  • Interest is compounded daily with terms of 7 days to 5 years
  • Earn higher rates with higher balances and longer terms

GOLDEN OAK MONEY MARKET

  • Maximize your earnings through relationship banking
  • Higher rate of interest when packaged with a Charter Oak Bank checking account
  • Interest compounded daily

 

 

 


Money Market and Savings Accounts: Unlimited withdrawals and transfers may be made in person at a branch, by mail, messenger or ATM. Your account is limited to a total of six preauthorized transfers per month (such as automatic, telephone transfers, point of sale transactions and checks).