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Business Banking -- Deposit Accounts
All Deposit Accounts offer complimentary COB MOBILE, Online Banking, Bill Pay,
E-statements and ATM cash withdrawals worldwide
Business Account Comparison Chart
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BUSINESS BASIC CHECKING
- For Businesses with traditional banking needs
- Low fee flexible checking plan
- Generous number of check writing and deposit privileges
- Maintenance fee waived when meeting minimum deposit balances
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BUSINESS ADVANTAGE CHECKING - NEW
- For Businesses that qualify and are looking to utilize Remote Deposit and Electronic Tax Payment Services
- Maintenance fee waived/decreased when meeting minimum deposit balances
- Fee discount on NetTeller Stop Payments
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BUSINESS PREMIER CHECKING - NEW
- For Businesses that qualify and are looking to utilize Remote Deposit and our full array of Cash Management Services
- Fee discounts on specific services
- Maintenance fee waived/decreased when meeting deposit balances
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BUSINESS ANALYSIS CHECKING
- For Businesses that have high transaction activity
- Earnings credit based on average available balances are applied to fees assessed
- Remote Deposit and Cash Management Services available to those qualified
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BUSINESS INTEREST CHECKING
- Available to sole-proprietors and nonprofits
- All of the advantages of our business checking plus interest
- Interest is compounded daily and earned on all balances
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BUSINESS MONEY MARKET
- Higher earnings while maintaining flexibility
- Tiered interest rate based on balances
- Interest compounded daily
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TIERED CHECKING
- Available to sole-proprietors and nonprofits
- Earn money market rates with unlimited check writing privileges
- $25,000 free identity theft expense reimbursement insurance
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GOLDEN OAK MONEY MARKET
- Maximize your earnings through relationship banking
- Higher rate of interest when packaged with Charter Oak Bank checking account
- Interest compounded daily
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BUSINESS CERTIFICATE OF DEPOSIT
- Interest compounded daily
- Terms are 7 days to 3 years
- Higher rates with higher balances and longer terms
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INTEREST ON LAWYER'S TRUST ACCOUNT (IOLTA)
- Assists Attorneys in complying with State Bar Requirements
- Interest earned helps fund legal services to indigent people, seniors and those with disabilities throughout California
- No per deposit or per check fees apply
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Money Market and Savings Accounts: Unlimited withdrawals and transfers may be made in person at a branch, by mail, messenger or ATM. Your account is limited to a total of six preauthorized transfers per month (such as automatic, telephone transfers, point of sale transactions and checks). |